All advertise prices are the amounts you will finance based on a certain down payment. For vehicles advertise from $3,000 to $12,000 prices are based on $1,000 down payment, for vehicles advertise from $12,001 to $20,000 prices are based on $2,000 down payment and for vehicles advertise from $20,001 and up prices are based on $3,000 down payment. All prices are the amounts you would finance with AC + Taxes + Tag and registration.